Underwrite That

posted by Momo Fali on April 13, 2009

My husband and I were recently discussing our latest attempt to obtain life insurance for our six year old son. Our applications for coverage are always futile because of my boy’s underlying heart defects.

My son and my 10 year old daughter were sitting nearby and heard us talking. She asked, “Why won’t the company give him insurance?”

We don’t hide the fact that he is different, so I picked up my son, squeezed him and answered, “Because of his heart.”

Then my son, in his dramatic fashion, replied, “What are they talking about? My heart is beautiful!”

Indeed, it is, son. Indeed, it is.


  • WeaselMomma


  • Shelli (wishes she was) Mrs. Burchett;)

    I think the insurance companies need to hear what he said! He is tooo sweet!

  • OhCaptain


  • Maureen

    Awwwww is right. I do think you need to add that onto the application form.

    Heart defect: It is beautiful.

  • Always Home and Uncool

    Damn right, it is.

  • Amy @ Milk Breath and Margaritas

    Wow. So true! From the mouths of babes.

  • Auds at Barking Mad

    I saw Amy’s tweet about this post and just wanted to chime in.

    This really made me smile. What a sweet boy.

  • Otter Thomas

    Sorry to steal from OhCaptain but my only response is Awesome.

  • Kim

    Dang right.

  • Burgh Baby

    Perfect. Absolutely perfect.

  • Xbox4NappyRash


  • Immoral Matriarch

    Aww! Love him – 🙂

  • Rachel

    More beautiful than many out there.

    Like I needed something else to cry about. *sigh*

    Damn that kid is brilliant and wonderful.

  • Angella

    I love that you capture these moments.


  • James

    That is very sweet. And it demonstates that such issues are about so much more than statistics.

  • Jenna Consolo

    You capture the most poignant moments. Every time.

  • Sizzle

    That makes me go awww. So sweet.

  • OHmommy

    yes…. very sweet indeed.

  • Heather

    Your son, FTW! 😉 He is such a genius, that kid!

  • Maureen @ Wisconsin Mommy

    BIG awwwwww!

  • the planet of janet

    yup. it is indeed.

  • Marinka

    Out of the mouths of babes!

  • Nap Warden


  • O My Blog!

    Whatta sweetie!!
    He should work for the insurance companies and teach them how to do business correctly!

  • Kat

    Smart kid you got there!

  • AlisonH

    Just like his parents’.

  • Tom

    I hope he always keeps that outlook.

  • Dapoppins

    I think you need to send a video of this kid to the insurance company. How could they resist him?

  • Meleah Rebeccah

    Indeed, IT IS. Your son is so amazing.

  • Tara R.

    Amen to that!

  • Karen MEG

    Utterly adorable.

  • Mama Dawg

    If only insurance companies were run by humans instead of robots. Then with that response, he’d get covered for sure.

  • Ann in NJ

    Wow. You’ve clearly done a great job in raising a confident and happy kid.

  • Gramps

    What a great kid!

  • Sarah, Goon Squad Sarah

    It sounds to me like he is right.

  • Jo Beaufoix

    Oh my Lord Momo that made me cry. His heart is indeed very beautiful, as is his mummy’s.

    Sorry I’ve been so absent. Life’s been mad but we’re in the new house and hopefully moving forwards. Big hugs to you and your amazing family.

    And the dog photos were fabulous hon. xoxoxo

  • mrsmouthy

    From the short time I’ve been reading your blog, I know that your son’s heart is beautiful too! Thanks for the encouragement to bug my OB as much as possible. I had known your babies were premature but had no idea that premature meant 30 WEEKS!!! They’re amazing. You’re amazing.

  • sharon

    His heart is too beautiful for words.

  • Jaina

    I dare any insurance agent to sit across from your little angel and hear his words and deny him insurance.

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